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Lender contact numbers if you’re experiencing financial hardship

As the impact of COVID-19 continues to penetrate through our economics and unemployment continues to rise overnight, Australians who have got mortgages are now being placed in difficult financial situation as their income sources getting cut off. But extreme times comes with extreme measures! Thankfully under the direction of government, banks are providing repayment relief…
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Should you consider taking a “mortgage holiday”?

Taking a short-term break from paying off your mortgage isn’t a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do so. With the RBA’s cash rate held at a record low of 0.25%, what are the implications of pushing pause on your repayments? In…
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Pick of the month – 27 Lynstead St, Beckenham WA 6107

A success acquisition in our west coast! Secured by Right Property Group for our mutual client for the price of $365,000, this 3 bedroom, 1 bathroom house sitting on 856sqm block has an excellent potential for the following reasons: Location – Situated in a quite residential neighborhood area and only about 13km to Perth CBD…
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Buying vs Building – do you need a mortgage or construction loan?

Building a new home that looks and feels just right – or making big changes to the place you live – is a goal for many. But it can be a more complicated process and a very different experience to buying an existing property. And it can require a specific type of financing – a…
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What are some Apps that can help you with money management?

It’s never a bad idea to have a little help managing your money – and when you’ve got monthly mortgage repayments to make, balancing the books is extra important. There’s a great range of apps and tools designed to help you budget, save and track your finances. And we’ve put together a list of some…
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Navigating lending during the COVID-19 period

We’re currently in an unprecedented territory – a health/hygiene issue sparked strict social distancing protocols and lockdown. The consequence? All those businesses deemed as “non-essential” are now forced to shut shops/hibernate and employees were let go due to business revenue getting hit hard. Whilst government is diving into Quantitative Easing territory (like never before!) in…
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Pick of the month – 21 Jennings St, Zillmere QLD 4034

This month we are sharing another success story in Brisbane! Secured by Simon Loo from HouseFinder for our mutual client for the price of $469,000, this 3 bedroom, 1 bathroom, 3 garage house sitting on 531sqm block is a great starting point for any investor: Location – Sitting on a corner block and only few…
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What does record low interest rates mean for property prices?

House prices are rising in Melbourne and Sydney – one of the desired effects of the RBA’s historically-low rates. But do low rates always lead to higher prices? Just weeks out from last Christmas, the RBA decision to keep rates steady in December at 0.75% didn’t come as a surprise. In fact, it suggests we’re…
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With record low interest rate, is now the time to refinance?

Australia’s cash rate is at its lowest level in history. Does that mean the time is right to make the most of the low cash rate environment and refinance your mortgage? When discussing the Reserve Bank of Australia’s February decision to hold rates, Governor Philip Lowe was unambiguous in his take. If you took your…
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Frequently Asked Questions about First Home Loan Deposit Scheme (FHLDS)

Looking to utilise FHLDS to get into the property market this year? Well, we have compiled together the list of the most frequently asked questions (FAQ) so you can check this yourself before jumping onto the FHLDS! What is the process of utilising FHLDS to secure my home? Request for scheme reservation – liaise with…
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