As investors, we always ask ourselves whether the next step is to purchase a Capital Gain (CG) focused or Cashflow focused property to add to the portfolio. I was no exception, and having gone through purchasing 7 properties now I thought I could share some of my own experiences in this…
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It’s been almost a year and half since APRA put the foot down to intervene by clamping down the Interest Only (IO) loans. Back at that time, IO loans consist of almost 40% of the new residential mortgage lending by banks and this was seen as very risky by APRA…
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