How COVID-19 has impacted on Australia’s property market

The RBA’s September announcement that the interest rate remains unchanged comes as no surprise. After all, RBA Governor Philip Lowe told parliament last month that he expects the current record low 0.25% interest rate to stay in place for three years.  Low rates have long-term implications, but in the meantime, let’s…
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The 4 Interest Rate Quadrants

Are you someone who is always chasing for the “lowest possible rate”? Are you someone who is upset because you’re not getting the sharpest rate ever on market? Well, there are various reasons on why you may not be eligible for that “sharpest rate”. That’s why today I want to share…
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[3 min Wed finance series] Mortgage Broker or Bank?

When you’re looking for a home loan, you could go to a mortgage broker or to a bank. While a bank will only offer you its own products, a mortgage broker is an industry expert who will take the guesswork out of finding the mortgage or finance product that suits you…
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The top myths related to non-bank lenders

One of the most common questions I get asked by our clients is “are non-bank lenders safe to go with?”. Based on this, there seem to be quite a lack of understanding/knowledge on non-bank lenders so I thought this article from Pepper covers quite a number of common myths including: 1….
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Budget breakdown: implications for property buyers and sellers

The 2017 Budget had a strong focus on housing supply and affordability. This year, housing took a back seat with no new, direct measures for first homebuyers or renters. However, some of the changes will likely have an indirect effect on both the residential and commercial sectors. Stable interest rates Homebuyers…
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